U of I Employees Credit Union
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Home Equity Disclosure

Home Equity Loan Disclosures
Effective Date: April 1, 2009
217-278-7700 | 877-678-4328 (toll free)
All rates subject to change.
Please contact the Credit Union for further information about applicable fees and terms. Membership qualifications apply.

See Home Equity Rates.

Standard Disclosures:

Fixed Rate Home Equity

Closing costs are waived, however if the member pays off the loan within two years they must reimburse UIECU for all closing cost fees. Fees may range from $133 to $400. No annual fee. Offers not valid on existing UIECU loans.

Home Equity Line of Credit

Disclosure for Home Equity Line of Credit with up to 80% Loan to Value - Variable rate of Prime + 0% is subject to change monthly. Maximum APR is 18.00%. Closing costs are waived, however if the member pays and closes the line within two years of opening they must reimburse UIECU for all fees involved with opening the line. Fees may range from $133 to $400. No annual fee. Disclosure information is accurate and effective as of April 1, 2009 and is subject to change. To inquire about changes in these disclosures, call toll free 877-678-4328.

Disclosure for Home Equity Line of Credit with up to 90% Loan to Value - Variable rate of Prime + 1.00% is subject to change monthly. Maximum APR is 18.00%. Closing costs are waived, however if the member pays and closes the line within two years of opening they must reimburse UIECU for all fees involved with opening the line. Fees may range from $133 to $400. No annual fee. Disclosure information is accurate and effective as of April 1, 2009 and is subject to change. To inquire about changes in these disclosures, call toll free 877-678-4328.

Disclosure for Home Equity Line of Credit with up to 100% Loan to Value - Variable rate of Prime + 3.00% is subject to change monthly. Maximum APR is 18.00%. Closing costs are waived, however if the member pays and closes the line within two years of opening they must reimburse UIECU for all fees involved with opening the line. Fees may range from $133 to $400. No annual fee. Disclosure information is accurate and effective as of April 1, 2009and is subject to change. To inquire about changes in these disclosures, call toll free 877-678-4328.

 
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Phone Terms and Conditions Illini Union Branch, Urbana    
Local 217-278-7700      
Toll Free 877-678-4328        
Mail
PO Box 500
Champaign, IL 61824-0500

UIECU Routing Number
271176899
Once a member, always a memberShared BranchingEqual Housing LenderNCUA

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