Auto Loan Special
Purchase or Refinance
Your 2010 or Newer Vehicle
2.29% APR**, 72 months or less
**Must meet minimum credit score and loan-to-value requirements. Limited time offer, promotion ends January 31, 2015. Loans currently financed with the credit union are not eligible for this special. **
Visit one of our branch locations
Visit participating dealers
Loan Rates effective as of 1/1/2015
Annual Percentage Rates (APR) as low as...
Home Equity- Disclosure Information
- Loyalty Level 4 Checking Members may qualify for a 0.35% discount on loans other than real estate, VISA, and credit lines. Loyalty Level 3 Checking Members may qualify for a 0.25% discount. llini Advantage PLUS Checking Members may qualify for a 0.25% discount.
You could receive an additional 0.25% discount for Payroll Deduction or other pre-authorized transfer on loans other than real estate, VISA, and credit lines.
**Vehicle value must be greater than $15,000 in order to qualify for 72 month financing. Maximum terms subject to vehicle mileage. If the vehicle value is less than $6,000 Personal Loan Rates apply. All rates subject to change.
*The ANNUAL PERCENTAGE RATE (APR) you receive for the above loan types may vary based on individual credit history, loan term and applicable discounts. All loans subject to credit approval.
+Loan rates are subject to change without notice. Actual Annual Percentage Rate (APR) may be higher based upon loan amount and selected terms. Loan calculated at variable rate of Prime + 1% APR for 80% or less Loan-to-Value (LTV) or Prime + 2% APR for 81%-90% LTV, or Prime + 3% APR for 91-100% LTV. Rates are subject to adjust monthly. Maximum APR is 18.00%. Minimum APR is Prime Rate. Maximum Line of Credit is $150,000, minimum is $10,000. Maximum fixed home equity loan is $75,000, minimum is $5,000. Minimum credit score requirements apply on LTVs greater than 90%. Closing costs are waived — however, if the member closes the home equity within two years, they must reimburse UIECU for all fees involved with opening the home equity. Fees may range from $133 to $400. No annual fee. Offers not valid on existing UIECU loans. Disclosure information is accurate and effective as of 12/1/2014 and is subject to change. To inquire about changes in these disclosures, call toll free 877-678-4328. Other restrictions may apply. Subject to credit approval. All terms and conditions of this offer are subject to change at any time without notice.
All rates subject to change.