Now you can skip one or all of your UIECU loan payments, up to two times a calendar year. There is a $39 non-refundable fee for each loan skipped, each month.
Please fill out the form below, select the month you would like to skip your payment(s), and submit to the credit union via fax at 217-244-5789 or mail to UIECU, ATTN: Skip-A-Payment, PO BOX 500, Champaign, IL 61824-0500. If you are skipping more than two loans, please attach a copy of this form with those loan details.
All VISA, Mortgage and RV loans excluded. HELOC and Fixed Home Equity Loans with credit insurance are also ineligible for skip payments.
||Click here to complete and print your Skip-a-Pay Application.
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By signing above, you authorize UIECU to extend your final loan payment by one month. No payment will be required on your loan in the month skipped; however, you will be required to resume your regularly scheduled payment the following month. The $39.00 non-refundable processing fee per loan will be automatically deducted from your account, unless a check is enclosed. Interest will continue to accrue on your loan during the month you skip your payment. Loan payments made through Payroll Deduction, Direct Deposit or ACH will be deposited into your Savings Account for the month you are skipping your payment. If accounts at the credit union are not in good standing, the coupon is invalid. If the processing fee is not included with the application, your request will be denied and your regular payment will be required (or applied in the case of an automatic payment). A maximum of two skip payments are available per loan each calendar year. UIECU reserves the right to deny any request. Multiple skips may reduce potential GAP claim or credit insurance benefits. Contact your provider for details. All VISA, Mortgage and RV loans excluded. HELOC and Fixed Home Equity Loans with credit insurance are also ineligible for skip payments.