U of I Employees Credit Union
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Overdraft Protection LOC

An Overdraft Protection Line of Credit is attached to a share draft checking account. This line of credit, available with credit limits from $500 up to $2,500, protects your checking account from overdrafts and embarrassing non-sufficient funds (NSF) notices and fees. To write yourself a small loan or to cover expenses during an emergency, the overdraft line of credit is a wonderful addition to any checking account.

Overdraft Line of Credit FAQs

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*Subject to credit approval. Annual Percentage Rate (APR) is Prime + 6.5% with a floor of 10.5% APR. Other restrictions may apply.
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PO Box 500
Champaign, IL 61824-0500

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