U of I Employees Credit Union
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Student Loans

When federal student loans are not enough, UIECU can help with a Private Student Loan. Borrow up to $12,500 annually, to achieve your goals. Before applying for a Private Student Loan, we recommend that you go through both the Eligibility Requirements and Application Checklist, which will cover all the information you will need to apply.

Students Save

Rates as low as
Private Student Loans**

  • No Origination Fee
  • No Repayment Fee
  • No Insurance Fee
  • Save 0.25% on the rate with automatic payments
  • Better rate when you have a good credit score

Extra Benefit: Cosigner release option after 48 consecutive,
on-time payments!

Students Benefit

  • Option to make interest-only payments during first 2 years of repayment
  • Take up to 12 years to repay
  • Cosigner release option after 48 consecutive, on-time payments
  • Deferred payments while in school half-time
  • 6-month grace period before repayment begins
  • 10-day grace period after payment due date

To learn more about the costs of a Private Student Loan, view the Truth in Lending disclosure. Keep in mind that after submitting an application, it can take 4-6 weeks to receive any loan funds. To ensure the application process continues to move forward, please complete your parts of the application in a timely manner. You can do this by checking on the status online. We’ll also contact you by email or phone if we need information from you. To learn more about every step in the process, review the Process Timeline.

Eligibility Requirements            Disbursement & Repayment            Application Checklist

Start My Application

*Students attending any University of Illinois school are eligible for membership at the U of I Employees Credit Union. Membership is required when taking a loan out with us. For more information about UIECU membership, please click here. If you are not currently a member of the credit union, we will contact you to establish membership. Establishing membership is easy and includes opening a membership savings account. If you do not complete the membership application, we will create your membership savings account for you.

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Phone Terms and Conditions Illini Union Branch, Urbana    
Local 217-278-7700      
Toll Free 877-678-4328        
PO Box 500
Champaign, IL 61824-0500

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Once a member, always a memberShared BranchingEqual Housing LenderNCUA

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