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 Home Equity Loan Rates effective as of 7/1/2009
Annual Percentage Rates (APR) as low as...
Limited Time Special: See if you qualify for as low as a 3.75% APR+ fixed rate through the end of 2010 on credit lines greater than $75,000 and as low as a 4.00% APR+ fixed rate on credit lines less than $75,000.
Home Equity- Disclosure Information
*Loan rates are subject to change without notice. Actual Annual Percentage Rate (APR) may be higher based upon loan amount and selected terms.
+Introductory rate offer valid for a limited time. APR=Annual Percentage Rate. Home Equity Line of Credit APR fixed at 3.75% on credit lines of $75,000 or greater and 4.00% on credit lines less than $75,000 until 12/31/2010. The rate will then convert to a variable rate of Prime + 0% for 80% or less Loan to Value (LTV) or Prime + 1% APR for 81%-90% LTV, or Prime + 3% APR for 91% or greater LTV. Rates are subject to adjust monthly. Maximum APR is 18.00%. Minimum APR is Prime Rate. $10,000 minimum Line of Credit. The maximum Line of Credit is $150,000. Closing costs are waived – however, if the member closes the home equity within two years, they must reimburse UIECU for all fees involved with opening the home equity. Fees may range from $133 to $400. No annual fee. Offers not valid on existing UIECU loans. Disclosure information is accurate and effective as of 4/1/2009 and is subject to change. To inquire about changes in these disclosures, call toll free 877-678-4328. Other restrictions may apply. Subject to credit approval. All terms and conditions of this offer are subject to change at any time without notice. Additional terms and conditions may apply.
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