Home Equity Rates
 Home Equity Loan Rates effective as of 7/1/2010
Annual Percentage Rates (APR) as low as...
For terms of repayment on our fixed rate home equity loans, click on the APR above.
Home Equity- Disclosure Information
*Loan rates are subject to change without notice. Actual Annual Percentage Rate (APR) may be higher based upon loan amount and selected terms. Loan calculated at variable rate of Prime + 0% APR for 80% or less Loan-to-Value (LTV) or Prime + 1% APR for 81%-90% LTV, or Prime + 3% APR for 91-100% LTV. Rates are subject to adjust monthly. Maximum APR is 18.00%. Minimum APR is Prime Rate. Maximum Line of Credit is $150,000, minimum is $10,000. Maximum fixed home equity loan is $75,000, minimum is $5,000. Minimum credit score requirements apply on LTVs greater than 90%. Closing costs are waived — however, if the member closes the home equity within two years, they must reimburse UIECU for all fees involved with opening the home equity. Fees may range from $133 to $400. No annual fee. Offers not valid on existing UIECU loans. Disclosure information is accurate and effective as of 4/1/2010 and is subject to change. To inquire about changes in these disclosures, call toll free 877-678-4328. Other restrictions may apply. Subject to credit approval. All terms and conditions of this offer are subject to change at any time without notice.
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