Is the Cash & Check Card a credit card, like a Visa Classic?
The Cash & Check Card is not a VISA Credit Card, because it draws on funds in your checking account. We recommend not using this card to hold or reserve expensive items, such as hotel reservations. Any dollar amount, used to reserve such an item, is held separate in your account and cannot be accessed until the hold is cancelled or the funds are transferred out.
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Can I get an ATM/Debit (Cash & Check) card?
If you have a checking account you can apply for a Cash & Check Card. The Cash & Check Card has the VISA logo on it and may be used everywhere that VISA debit cards are accepted, as well as in most ATM machines. There is a $5 annual fee with this card (unless you have an
Illini Advantage PLUS, e-Checking, or Campus Checking).
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How long does it take to get my Cash & Check Card?
It usually takes about 10 – 14 business days to receive your Cash & Check Card, once your application is approved.
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What are the transaction fees associated with the Cash & Check Card and how do I avoid them?
For purchases, no fee will be assessed if you use the Cash & Check Card as if it were a credit transaction. Simply select "Credit" when the terminal asks for your card type. If the terminal also asks if you know your PIN answer "No." You will sign the sales slip to authorize the transaction; your PIN is not necessary.
If you use the Cash & Check Card as an ATM/Debit card, for purchases, the terminal will need your PIN number to authorize the transaction. A $1.00 fee applies. (This option may allow you to get additional cash back, if the merchant permits.)
If you use the Cash & Check Card at an ATM, for cash or other transactions, the terminal will need your PIN number to authorize the transaction. No fee applies at UIECU ATMs. At other machines, a $1.00 fee applies plus any applicable surcharges from other financial institutions may apply.
An easy way to remember – If you enter your PIN number, a $1.00 fee could be incurred. When you sign the sales slip like you would with a credit card, no fee applies.
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I have lost my Cash & Check Card, what do I do now?
Immediately call 217-278-7700 or 877-678-4328 (toll free) to report the card lost or stolen. To request a new card, please call the credit union at 217-278-7700 during normal business hours. Keep a careful eye on your account, using Touch Tone Teller or I-Branch, and immediately report any unauthorized transactions.
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Is there a fee to replace my Cash & Check Card?
There may be a $15 fee to replace your Cash & Check Card.
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What is the phone number for activation of my Cash & Check Card once I receive it?
The Cash & Check Card activation line is 800-321-4664.
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What is the international phone number to verify purchases with my Cash & Check Card?
973-682-2652
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Where can I get Fraud Center information about my Cash & Check Card?
Call 217-278-7700 or 877-678-4328 (toll free).
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