IRA and Coverdell Education Savings Share Certificates

Minimum Balance $1,000 or $500*

Share Certificates are available as Traditional IRA, Roth IRA, or Coverdell Education Savings Accounts (ESA’s) and offer competitive rates and friendly terms. Choose from terms of 1, 2, 3, 4, or 5 years. Dividends are calculated daily and are compounded quarterly and at maturity. 

The penalties for early certificate withdrawal are the loss of 90 days dividend on the original or renewal certificate amount, plus any additional penalties and withholding requirements that may apply, in accordance with IRA/ESA regulations and IRS law.

IRA and Coverdell ESA Savings & Certificates- FAQs

*Minimum certificate balance of $500 for Coverdell ESA’s.

Related Pages:  [Account Services] [Open Account] [Rates] [Savings FAQ] [Savings Calculator]