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No Minimum Balance
 Illini Advantage PLUS has all of the benefits* of Illini Advantage, PLUS no minimum balance requirement. You’ll get FREE UIECU CHECKS or discounts off other selected styles, a rate discount on consumer installment loans, FREE $10,000 24 Hour Accidental Death Insurance, Travelers Advantage, and Shoppers Advantage discounts! Also includes, no fee Traveler’s Checks, Money Orders, and Corporate Checks. (Limits may apply.)
- No annual fee Cash & Check Card
- Earn dividends on your daily balance with no minimum balance requirement.
- FREE Bill Payment - Save the cost of stamps, checks, envelopes and most of all – your time. Enjoy the convenience and reliability available within FREE Bill Payment. Other restrictions may apply.
- FREE unlimited Point-of-Sale (POS) transactions - Enjoy the freedom to make everyday purchases using your UIECU Cash & Check Card and Personal Identification Number (PIN) and get cash back at POS locations such as grocery stores and retail outlets - without paying a fee!
 Make the switch today! Use our convenient, easy-to-use Switch Kit to help make your switch to the U of I Employees Credit Union even easier. Use these forms to change your Direct Deposit*, automatic withdrawals and close your accounts. If you need help completing any of these forms just stop by any branch or give us a call at 217-278-7700 or toll free 877-678-4328.
NOTE: This account will automatically transfer funds from your share savings account automatically to cover an outstanding check or Courtesy Pay may cover an outstanding check up to $500. UIECU also recommends an Overdraft Protection Line of Credit for the added protection of covering outstanding checking account transactions with an amount greater than the balance in your share savings. Save yourself the cost and embarrassment of overdraft (NSF) checks and transactions. Transfer limits from savings apply, see Account Disclosures for details.
*Illini Advantage PLUS requires a small $6 monthly membership fee, carries no minimum balance requirement, and offers many money-saving benefits. Other restrictions and fees may apply. The $321 annual savings quoted is based on the average use of the benefits and products included with the Illini Advantage PLUS account, actual savings will vary based on individual use. If you receive deposits other than payroll direct deposit, such as retirement or Social Security payments, contact the depositor for instructions on changing these deposits to your new UIECU account. U of I Employee payroll direct deposit changes are made in NESSIE. Additional terms and conditions listed on Share/Share Draft Account Disclosure
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