UIECU offers loans for used vehicle purchases with terms up to 66 months. 72 month terms are available, if the retail value of the vehicle exceeds $15,000. Retail value is determined using the Central Region from a current NADA Official Used Car Guide. If vehicle NADA value is less than $6,000, personal loan rates and terms apply. Our great rates and terms are competitive and we offer up to 125% financing to qualified members.

Payment Protection Insurance and Mechanical Repair Coverage are also available.

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