Don't give up the convenience of purchasing with a credit card because of outrageous interest rates or out-of-control fees on your bank credit cards. Take back control of your finances by trading in your high rate credit card balances for low rates and great service with your UIECU VISA® Platinum Card.

Apply today at uiecu.org/apply!

With UIECU, you'll get:

• No annual fee
• No cash advance fee
• No balance transfer fee
• And much more!

Plus, when you transfer a qualifying balance to your UIECU VISA® Platinum, you'll qualify for a 4% APR rate reduction for 2010!*

Apply for your UIECU VISA Balance Transfer today at uiecu.org/apply!

*Terms and conditions: APR=Annual Percentage Rate. The promotional APR for balance transfers is 5.9% APR for VISA^® Platinum accounts and 9.5% APR for VISA^® Classic accounts from the transaction date for 12 billing cycles. Standard APR for VISA^® Platinum accounts is 9.9% APR and 13.5% APR for VISA^® Classic accounts. You are requesting UIECU to pay credit card debts with proceeds from your UIECU VISA® credit line. Finance charges will accrue from the transaction date with no grace period. Allow at least two weeks for processing your request(s). Continue to make monthly payments to each creditor until the balance transfer appears as a credit on that account. Transactions are subject to the terms enclosed with the application and your Credit Card Agreement. UIECU reserves the right to refuse any application. Balance transfer offer does not apply to existing UIECU credit balances. Offer expires June 30, 2010.