Rates effective as of January 1, 2008

Standard Account Fees 

Copy of statement	$ 3.00
Account research/reconcile statement	$20.00 per hour
Teller assisted telephone balance	$ 1.00
Teller assisted telephone transfer (Other than Touch Tone Teller- Limit 6 per month from Savings or Illini Draft)	$ 1.00
Printed Account history	$ 1.00
Inactive accounts- over 3 Years, balance under $25	$ 1.00 per month
No forwarding address provided	$ 3.00
Levy/Garnishment	$25.00
Membership Account closed within 90 days	$ 5.00

Share Draft Accounts
Includes Share Draft, Campus Checking, e-Checking, Illini Advantage, Illini Advantage Plus, e-Checking, and Illini Draft 
In addition to standard fees

NSF (overdraft)	$25.00
Overdraft transfer from savings (First 6 per month)	N/C
Stop payment-6 month duration	$25.00
Replace checking account (new checks debit card, stop payment)	$25.00
Temporary checks- page of 4 checks	$ 1.00
Photo copy of Share Draft*	$ 3.00
Photo copy call back	$ 1.00
Check printing fees	Vary by design*

Campus Checking
In addition to standard and share draft account fees

Illini Advantage
In addition to standard and share draft account fees

Daily balance falls below $100 minimum+

$ 8.00 per month

+NOTE:  Illini Advantage daily balance increasing to $300.00 on September 1, 2006.

Membership fee	$ 6.00 per month
Check printing fees*	UIECU Checks free, others vary by design

Touch Tone Teller Services

Balance Inquiry	N/C
Transfers (Limit 6 transfers per month from Savings or Illini Draft)	N/C
Draft Clearing Information	N/C
Check Withdrawal	N/C
All other transactions	N/C

 I-Branch and Bill Payment

I-Branch transactions	N/C
Bill Payment	$3.99 per month*
Bill Pay- Stop payment	$10.00

 Cash & Check Card

Annual Fee*	$ 5.00
ATM Transaction- at nonproprietary machines	$ 1.00
POS Transaction*	$ 1.00
POS Purchase- VISA Network	N/C
Replacement Card	$15.00
Request hot card	$ 4.00
NSF	$25.00
Replace PIN	N/C

ACH Fees

Stop Payment / return item	$25.00
NSF	$25.00

Up to $500.00	$ 1.00
$500.01 to $1,000.00	$ 1.50

Corporate Check withdrawal	one free per day
Each additional check	$ 2.00
Stop payment	$10.00
Corporate Check copy	$ 5.00

Single signature*	1% of value
Checks for two	1.5% of value

 Foreign Currency

Order foreign checks	$12.00 and up
Order foreign currency	$7.00 and up
Order foreign travelers checks	$7.00 and up
Collection of foreign items	call for current charges

Wire Transfers

Incoming	$ 5.00
Outgoing (domestic)*	$15.00
Outgoing (international)	$45.00
Western Union domestic	$25.00
Western Union international- up to $500.00	$25.00
Western Union international- $500.00 and up	$45.00

VISA

Over the limit fee	$15.00
Returned check fee	$25.00
Card replacement fee	$15.00
Merchant draft copy	$12.00
Late payment fee	$25.00

 Additional Fees

NSF checks/ Other Institutions	$25.00
Two party check cashing	$25.00
American Express gift checks	$ 2.50
Champaign County Real Estate Taxes	N/C
Illinois license plate sticker renewal*	$ 3.00
Notary Public service	N/C
Signature guarantee	N/C
Savings Bonds (purchase or redemption)	N/C
Verification letters (Account research fees may also apply.)	$ 5.00
VISA Gift Card	$ 3.00

Safe Deposit Boxes

Size (in inches)	Fee
3  x 5	$ 15.00
3  x 10	$ 30.00
5  x 10	$ 45.00
10  x 10	$ 70.00
Lost key	$ 25.00
Drilling of box fee	$100.00

The rates and fees appearing in this Schedule are accurate and effective for accounts as of the Effective Date, August 2006. If you have any questions or require current rate and fee information on your accounts, please contact the Credit Union at 217.278.7700.

University of Illinois Employees Credit Union
2201 South First Street, P.O. Box 500
Champaign, IL 61824-0500
217.278.7700
Toll free: 877.678.4328
Fax: 217.244.5789

*Fees vary or may be free with an Illini Advantage Plus or Eco-Checking Account.

In addition to standard and share draft account fees

Daily balance falls below $100 minimum

$ 5.00 per month

Eco-Checking
In addition to standard and share draft account fees

Daily balance falls below $300 minimum

$ 8.00 per month